The Transferwise Borderless Account and App are stunningly simple, and you can couple it up with a Debit Mastercard.
The borderless account gives you accounts in UK, Europe, USA, New Zealand and Australia – great if you want to work abroad.
Plus you can transfer money around the world in different currencies for clear fees listed at time of transfer.
Personally I think this account puts Monzo, Revolut and Caxton to shame.